What makes me a valuable part of your team?

1. Reliable Pre-Approvals:

When the time comes to make an offer on a property, you want a pre-approval ​​letter that will inspire confidence in the seller and the listing agent. It is key to work with a loan officer who will tailor their product offerings to your client's needs. This is particularly critical these days as markets have relatively low inventories and there is competition for all properties.

2. Reliable On-Time Closings:

When you have a pre-approved homebuyer, once the contract is signed, being accountable means that I take personal responsibility for everything that I and my company do. A great lending partner will do whatever it takes to see to it that everyone in their organization who touches that loan file does so promptly and without error. Getting to the closing table on time, with minimal issues and no surprises enhances the home-buying experience for our clients.

3. Consistent Communication:

I understand that you do most of your work at night and on weekends and as your lending partner and a former realtor, "I get it !". I work when you do, understand your challenges, and share your objectives. I can provide buyer pre-approvals over a weekend so that you can submit your offers when time is of the essence (see what my realtors have to say on my Testimonial page).



                                            Debra Markovich

                                                        (858) 245-4290




                                                                              NMLS: 241969   CA BRE:01358613  





This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #236669. Arbor Financial Group License #0185041. Call for details.