Thank you for taking the time to visit my website.


I am in the service business, or better said, I sell a service. It is invisible; wherein lies the caveat You can't touch, smell or see it”. I am a professional who cares about her clients.

My breadth of experience in the industry enables me to provide my clients with a full range of options and the ability to recognize and solve problems associated with the lending process. I am fortunate to be recognized by my clients and real estate professionals for my tact, diplomacy, patience and ability to listen and perform.

In working with me, you will get straight-forward and discerning answers to your questions in a timely manner. When closing what is typically the largest financial transaction of your lifetime, personalized service is what I have found most home buyers prefer.

My ability to anticipate issues, facilitate resolutions and create a team atmosphere has proven to be indispensable when working with clients and real estate agents during the sales transaction. I invite you to take a tour of my testimonial page and see what my past clients and agents have to say! I will be in your corner throughout the entire loan process, always available to address your questions and concerns. 


It is my goal to provide you with the highest caliber service and guidance available in the residential lending industry. 

As a life-long equestrian, I have served as a Director and Chapter President for the California Dressage Society Board - San Diego Chapter and continue to serve equestrian clients in our community. In my spare time, I enjoy writing (have been published), hiking, boating, traveling with my husband, and spending time with our grown daughters.

"Let's Discuss Your Options" 






                                            Debra Markovich

                                                        (858) 245-4290




                                                                              NMLS: 241969   CA BRE:01358613  





This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #236669. Arbor Financial Group License #0185041. Call for details.