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Mortgage Needs List:

You will need to provide the following documentation for the borrower AND co-borrower to help us expedite the processing of your loan:


  • Copies of your most current year-to-date paycheck stubs for most recent full month

  • Copies of your past two year’s W-2s.Copies of the past two years’ FEDERAL tax returns. Note: Please do not send State returns 

  • Copies of your last two monthly statements for each of your financial asset accounts including checking, savings, investment, stocks, bonds, mutual funds, IRA, and 401K accounts 

  • Copies should include the name of the financial institutions, addresses, account numbers, and current balances. All pages of each statement must be included (fronts, backs, and even blank pages that are included in such statements) 

  • Copy of your driver’s license and Social Security card

  • Copy of the purchase contract with all counter offers, and addendums. Please also provide the names and phones numbers of agents if possible 

First Time Buyers!


                                            Debra Markovich

                                                        (858) 245-4290




                                                                              NMLS: 241969   CA BRE:01358613  




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This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #236669. Arbor Financial Group License #0185041. Call for details.