"I was the agent on a hot property. Seller got a great offer but the buyers had been pre-qualified by both an online lender and their credit union. CU are notorious for delays and not coming thru so I insisted they cross-qualify with Debra as I believed she could get them lower fees and rate AND get it done in 30 days or less, which was very important to the seller. Boy, did she deliver and kept everyone informed all thru the process. I HIGHLY RECOMMEND DEBRA. You won’t be sorry. I’ve been in the business since 1988..." Karen Allison Pacific Sotheby's International Realty

"Debra was an absolute pleasure to work with! We are first time home buyers and felt a bit out of our depth on the mortgage part of the buying process, but she explained everything so thoroughly that we felt very comfortable and educated about our options and responsibilities throughout. Professional but warm, Debra is a lovely person who does an excellent job. We appreciated having her on our team and will work with her again. Thank you!" Kristin and Perry

 “Our refinance process went amazingly smooth, without the daily interruptions requesting more and more documents that we’ve experienced with other brokers. Debra was fast, efficient and extremely knowledgeable.  Everything she told us came true.With Debra’s help we were able to get a great interest rate and have recommended Debra to friends and family.” Jeannie and Ron

More testimonials can be found through my Google Reviews



                                            Debra Markovich

                                                        (858) 245-4290




                                                                              NMLS: 241969   CA BRE:01358613  





This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #236669. Arbor Financial Group License #0185041. Call for details.